Privacy Policy

1. What We Collect

We collect only what is necessary to provide the service:

• Email address, used for authentication and password resets.
• Financial data you enter, including transaction names, amounts, categories, dates, and any tags or goals you create.
• App preferences, such as currency, theme, date format, and week start day.

2. How We Use Your Data

Your data is used solely to provide and improve Spentum. We do not sell, rent, or share your personal data with third parties for marketing purposes.

3. Where Your Data Is Stored

Your data is stored on secure cloud infrastructure hosted in the EU region. All data is encrypted in transit (TLS) and at rest.

4. Data Retention

Your data is retained for as long as your account is active. You can request deletion of your account and all associated data at any time.

5. Cookies and Local Storage

We use browser cookies solely for authentication session management. We also use localStorage to store your theme preference for instant page loads. No tracking or advertising cookies are used.

6. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your data.
• Object to processing of your data.

To exercise any of these rights, please contact us.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email.

8. Contact

If you have any questions or requests regarding your data, please contact us via the details on our website.