Spentum
Terms of Service
Last updated: March 2026
1. Acceptance of Terms
By creating an account or using Spentum, you agree to these Terms of Service. If you do not agree, please do not use the service.
2. Description of Service
Spentum is a personal finance dashboard that lets you track income and expenses, view projected balances, and plan your finances. The service is provided as-is for personal, non-commercial use.
3. Your Account
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must provide a valid email address to create an account. You may not share your account with others.
4. Your Data
You own all financial data you enter into Spentum. We do not sell, share, or monetise your data. You can delete your account and all associated data at any time by contacting us.
5. Acceptable Use
You agree not to misuse the service, including attempting to access other users' data, reverse engineering the application, or using it for any unlawful purpose.
6. Disclaimer of Warranties
Spentum is provided "as is" without warranties of any kind. We do not guarantee that the service will be uninterrupted or error-free, or that balance projections will be accurate. This tool is for personal planning purposes only and does not constitute financial advice.
7. Limitation of Liability
To the fullest extent permitted by law, Spentum and its creators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service.
8. Changes to These Terms
We may update these Terms from time to time. Continued use of the service after changes constitutes acceptance of the updated Terms.
9. Contact
If you have any questions about these Terms, please reach out via the contact details on our website.