Track expenses, forecast your balance, and share everything with your partner, flatmates, or family — up to 10 accounts per person, unlimited members.
Free during beta · No bank login · No card required
Built for real households. Shared accounts, shared budget, same view for everyone.
Invite your partner, flatmates, or family. Everyone sees the same shared budget, transactions, and accounts in real time.
Track debit cards, savings, and credit cards separately. Each account has its own balance, with a combined household view.
Drop in any bank statement CSV. We auto-detect columns, spot recurring subscriptions, deduplicate, and can suggest tags.
Daily, weekly, monthly, or annual — set a recurring once and it flows into every forecast, budget, and report.
Monthly overviews, annual trends, spending heatmap, category drill-downs, and savings-rate charts. See where every pound goes.
Set monthly caps per category, track savings goals with progress rings, and see every subscription at a glance.
No card, no bank login. Just an email. Takes 15 seconds.
Manually or import a CSV from your bank. Tag transactions once, tags remember.
One email link and everyone shares the same budget instantly.
Yes — free during our beta period. No card required to sign up, no hidden upsells.
No. You never share your bank login with us. You either import CSV statements or add transactions manually. Your credentials stay with your bank, always.
Up to 10 accounts per person and unlimited household members. Everyone sees the same shared budget and transactions in real time.
Yes. Spentum runs as a Progressive Web App in any browser, and has native Android and iOS builds.
Yes. Drag and drop a CSV export from any bank. We auto-detect columns, deduplicate transactions, spot recurring subscriptions, and can auto-tag using AI.
You do. Export all your transactions to CSV anytime, and delete your account with one click.
Free during beta. Your first transaction takes less than a minute.
Create free account →